As you shop for a new Nissan, finding the right car financing is key to getting the best deal. Instead of applying for a car loan through the bank, consider getting financing from your San Jose Nissan dealer.
1. Simple and Convenient Financing Process
Financing your new Nissan through your dealer is a simple and convenient process. You can handle selecting the perfect Nissan model and taking care of financing in the same place. Your dealer will manage the financial paperwork for you.
They can even get you sorted more quickly than a bank, since approval takes anywhere from a few hours to a few days. If you have trade-in equity, your dealer will assist with the trade-in process as well. This consolidated process eliminates hassles and allows you to drive off with your shiny new car sooner.
2. Access to Various Lenders
Unlike banks, which only provide their own lending offers, dealers work with multiple lenders. This allows them to shop around for the most competitive interest rates and financing terms on your behalf. There is no take-it-or-leave-it offer, as is the case with banks. You can even negotiate for lower interest rates and secure a better deal on vehicle financing.
3. Promotional Offers and Incentives
Besides having access to multiple lenders, your dealer can offer special promotional offers that banks don’t provide. Your dealer can secure manufacturer offers like 0% APR for a certain term, cash-back offers, rebates, and much more. These specials lower the cost of financing your new Nissan purchase and reduce monthly payments during the first year of ownership.
4. Longer Loan Terms
Dealerships offer flexible loan terms to suit your budget and financial needs. Unlike with banks, you can get term options of up to 72 or 84 months. The extended loan terms lead to lower monthly payments, reducing the financial strain on your new vehicle purchase. With a longer loan term, you can even afford a better car than you would if you opted for a shorter loan term.
5. Financing ExtrasÂ
Financing through your dealer allows you to add on extra products that provide additional value and protection. You can get extended warranties to cover repair costs down the road, maintenance plans for routine servicing, and discounts on future service needs. The dealer can roll the costs of these extras into your financing, something banks won’t do. Planning beforehand for future service allows you to take good care of your new Nissan.
Dealership financing is a smooth and fast process that will have you driving a new Nissan within a short time. If you are shopping for a new vehicle, stop by Stevens Creek Nissan, your Bay Area Nissan dealer, and check out our Nissan inventory. Our finance team will assess your budget and create a custom financing plan for you.
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